We unlock cheaper loan options for consumers by going beyond credit scores
Credit scores have barely changed since the 1980’s, yet they remain entrenched in consumer finance, denying hundreds of millions access to affordable finance globally.
We understand that people are more than their credit score.
Render, our AI credit decisioning platform, offers a fairer and more accurate alternative. Render uses real-time bank transaction data to empower any lender to make better decisions and expand access to affordable credit.
Founded in 2020, Fintern operates two businesses: Abound and Render.Abound is our UK consumer lender that uses Render's credit decisioning platform to provide affordable loans to underserved customers.
Abound has achieved a 70% reduction in default rates compared to market expectations, demonstrating the effectiveness of Render's technology.